• Handing Over The Keys

    How To Get a Car with Bad Credit

    Here at the Auffenberg Dealer Group, we work with drivers from all walks of life. Many people come to us without an answer to the question, “Can I get a car loan with bad credit?” If you’ve been wondering the same, we’re happy to let you know that your options might not be as limited as may think! Find out how to get a car with bad credit by reading on, and then visit the Auffenberg Dealer Group near Caseyville.

Can You Finance a Car with Bad Credit?

Whether you have good credit, bad credit, or no credit, your neighbors at the Auffenberg Dealer Group want to see you drive home in a vehicle you truly love! To that end, we’ve made the auto financing process as quick and easy as possible. In some cases, drivers may qualify for guaranteed car financing.

If you’re confident, apply for financing online to get pre-approved today! If you want to make sure that you’re ready to move forward, contact us to discuss your options.

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How to Finance a Car with Bad Credit

Learning how to finance a car with bad credit just might be easier than you expect! In fact, no matter where your credit is at, there are certain things you can do to make the application process proceed more smoothly! Here’s what you should do if you’re preparing to apply for a bad credit car loan:

  1. Determine a monthly budget. Know your limits and plan on sticking to them.
  2. Make the biggest down payment that you can. This will reduce the amount that you need to borrow, and your interest payments will be smaller. You can also trade-in an old vehicle, even if you financed that model too.
  3. Take a look at your credit report, and try to clean it up before you apply.
  4. Be honest about your needs, and purchase an appropriate vehicle.
  5. Ask questions! The curious driver who knows what they’re doing is more likely to secure approval.

Need help planning your purchase? Take advantage of our online car payment calculator or value your trade-in before you visit.

Credit information form
Paying Credit Card Bill

How to Improve Your Credit Score

Credit scores are not set in stone. There are several things you can do to improve your score before you apply:

  • If you’re planning on taking out a car loan in the near future, make sure that all your payments are coming in on time.
  • Before applying on your loan, pay off as much debt as you can so that you’re ready to take on more.
  • If all else fails, take out a credit card, stay within strict limits, and pay your balance down to $0 each month. This will help to build your credit score.

Finance Your Purchase with the Auffenberg Dealer Group

Your local Auffenberg Dealer Group finance department can help you finance a car with bad credit, today, so there’s no reason to wait to start exploring your options! We’re just a short drive from O'Fallon or Edwardsville.

Hoping to save on your purchase and increase your chances of approval? Check out our pre-owned vehicle specials or find a model priced under $9K.

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(618) 622-4517

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187 Auto Court • O'Fallon, IL 62269

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Auffenberg Dealer Group
Auffenberg Dealer Group
187 Auto Court
O'Fallon, IL, 62269 US
(618) 622-4517
Auffenberg Dealer Group , .